Apply Now


Bradwick Car Title Loans - Process

If you have bills to pay but you’re short on cash, Bradwick Car Title Loans can help. We understand that financial difficulties are common. Sometimes you’re hit with hefty unexpected bills, such as a car repair or a hospital visit. And sometimes you fall behind and end up with a stack of unpaid bills. At that point, ignoring the problem will only lead to late fees and possible hits to your credit score. You an avoid all that with Apache Junction title loans.

The nice thing about a title loan is how easy it is to get one. If you have a car in your name with a lien-free title, you can get a title loan based on its value, regardless of your credit score.

Here at Bradwick Car Title Loans, we’ve made it our mission to set up the easiest application process possible. To do so, we created a streamlined, fast online application for title loans in Apache Junction, AZ, and you can fill the whole thing out here on our site. It takes under 30 seconds to complete. Start the application by going over to the form and entering the following info about the car that you’ll be putting up as collateral on your car title loan:
• Year
• Make
• Model
• Approximate Mileage

After that, you’ll need to punch in the following basic contact info:
• Your full name
• Your phone number
• Your email address

Bradwick Car Title Loans - Preapprove

With that information, we can approximate the current market value of your car to preapprove you for a title loan and come up with a loan estimate. We’ll tell one of our friendly Bradwick Car Title Loans representatives to contact you as soon as they can to give you more information about car title loans and answer the questions you may have. They can set you up with a time to come in and get your loan.

Bradwick Car Title Loans - Paid off

Wondering what to bring with you when you come visit us to get your loan? The good news is this isn’t a bank loan, and you don’t need to go digging around for all your old financial records. We just need to see your government-issued ID to make sure you’re at least 18 years old and your car to see what kind of condition it’s in. During the repayment period of the title loan, we need to keep your car title, but you get it back once the loan is paid off.

About Us


If time is of the essence and you need fast cash, it’s frustrating to search for title loans in and near Apache Junction and get title loan companies in other areas. After all, you may not have time to drive an hour just to get your loan. You won’t need to worry about a long drive when you go with Bradwick Car Title Loans, because we have our office right here in Apache Junction, AZ. It doesn’t take long to get here from anywhere in the city whether you take the freeway or surface streets, and there’s no shortage of convenient parking options in the immediate vicinity.

A representative can get you started on the loan paperwork you’ll need to complete upon your arrival. We recommend that you tell the representative right away if you’ve already been preapproved for a loan through our online application. After the application, we’ll look up your car in a vehicle value guide and perform a quick vehicle inspection. This is to verify its value, which helps us figure out how much we can lend you. Once you give us your car title, we can issue the loan.

The entire process is almost always done in under an hour.

How It Works


When a loan has property attached as collateral, it’s a secured loan. Title loans fall into that category because your car is the collateral on them. The lender doesn’t keep your car while you pay back the loan, though, only your car title.

The federal government set an age minimum of 18 for all title loan borrowers, but other than that, it leaves states free to set up their own regulations. This means that how title loans work can vary considerably from state to state.

Title loans Apache Junction fall under Arizona’s regulations. The state doesn’t limit title loan amounts, which means you can get as much money as you need, as long as your car has enough value and the lender is willing to issue a loan for the amount you want.

apply

Bradwick Car Title Loans

Arizona has multiple interest rate caps depending on the loan amount. Any loan that’s $500 or less has a maximum interest charge of 17 percent per month. Loans between $501 and $2,500 have a maximum of 15 percent per month. The maximum monthly interest falls to 13 percent for loans between $2,501 and $5,000, and 10 percent for loans over $5,000.

Title loans Apache Junction fall under Arizona’s regulations. The state doesn’t limit title loan amounts, which means you can get as much money as you need, as long as your car has enough value and the lender is willing to issue a loan for the amount you want.

Arizona has multiple interest rate caps depending on the loan amount. Any loan that’s $500 or less has a maximum interest charge of 17 percent per month. Loans between $501 and $2,500 have a maximum of 15 percent per month. The maximum monthly interest falls to 13 percent for loans between $2,501 and $5,000, and 10 percent for loans over $5,000.

(480) 500-9560

10507 E. University Dr. Apache Junction, Arizona 85120